Credit reports are the foundation of a FICO® Score, but what are they exactly? 

Watch this video to find out which information on an individual’s credit reports does and doesn’t impact FICO® Scores. Plus, understand how checking credit reports for accuracy can help stay on top of the FICO® Scores being reflective of that individual’s credit history and help protect against potential identity theft.


FICO is a registered trademark of Fair Isaac Corporation in the Unites States and other countries.

Lenny Credit and Fair Isaac are not credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act. Lenny Loans and Fair Isaac do not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating.

Did this answer your question?