There are a lot of entities in the marketplace offering credit empowerment services that include credit scores. 

Are these scores versions that lenders actually use?
Are these scores an actual representation of a person’s credit risk?

 It can be confusing. This video highlights the importance of understanding your FICO® Scores, the scores most commonly used by U.S. lenders.

Disclaimer:

FICO is a registered trademark of Fair Isaac Corporation in the Unites States and other countries.

Lenny Credit and Fair Isaac are not credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act. Lenny Credit and Fair Isaac do not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating.

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