How do I apply for a Lenny Credit Line?

Simply download the app to your IOS phone or Android and follow the steps. Create an account, provide the necessary information to get approved for a Lenny line of credit, and sit back and wait a matter of minutes.

How long does the application process take?

The process to determine your eligibility to apply is quick and simple and only takes around 3 minutes.

Who is eligible to apply for a Lenny Credit Line?

Lenny Credit lines are currently available in California. Credit lines will roll out to other states mid-2017.

Due to federal laws, to be eligible for a Lenny Credit line you must:

  • Have a valid photo ID
  • Have a valid Social Security Number (SSN)
  • Be a current resident of California

You can check if Lenny has deemed you eligible by selecting "Check My Rate" during the signup process to view the terms of the line of credit you can apply for.

Does applying for a Lenny Credit line affect my credit score?

No, applying for a Lenny credit line does not affect your credit score. However, if you open a Lenny Credit line within a few months of opening another credit account, your credit score may be affected. This is because the average age of your overall credit accounts may decrease, and credit age accounts for 10% of your credit score.

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